
A Home Owner’s Guide After a Flood
Most people want to start rebuilding their lives after the floodwaters have subsided. Yet, porous building materials like wood that has been immersed in flood most likely soaked up a large volume of water. Floodwaters are usually polluted. Rebuilding prematurely may lead to mold and mildew growth, insects and vermin infestations, and deterioration in building materials.
After the flood, you will need the services of your insurance company and a restoration company. A detailed process is specified right here to help you take care of water damage.
The Step-by-Step Process
- Call your insurance policy agent or a representative after a major calamity or when water damage hits your house.
- Your insurance provider will usually furnish you with information concerning the water restoration company that will do the mitigation. The insurer might call a restoration firm; however, remember that the restoration company works for you and not your insurance provider.
- To avoid additional expenses, review your policy well and talk about with your insurance representative the extent of the insurance coverage with regards to water clean-up and restoration.
- Research the damage restoration companies you will select for clean-up and restoration. Make sure these companies have a good track record, like PuroClean.
- As quickly as the restoration company arrives, carefully discuss all the locations to be cleaned and dried up with their representative. Walkthrough in your home with the representative and take pictures of the damaged areas in your property. Your insurance rep may advise what work ought to be carried out in your home; however, in the long run, you will be the one to pick what ought to be done.
- The restoration company will provide you with the estimated costs of their service. There should be an agreement that you will need to sign before any remediation begins. When you sign this contract, you will be responsible for paying the restoration company and not your insurance company.
- Many insurance policy claim settlements shoulder the cost of the clean-up done by the restoration company. Nonetheless, if the insurance policy supplier refuses your insurance claim, you will be accountable for paying the restoration company for their services.
- In the weeks after the mitigation and restoration, examine the locations to ensure no moisture or dampness continues to be in your house.
A Rundown of the Process
You are not required to hire the restoration company that your insurance company recommended. Pick a well-respected damage restoration company with vast experience in the industry. However, it would be wise if you made a quick decision to prevent additional damage to your house.
If any problem surfaces after the restoration work, you have to take it up with the restoration company and not with your insurance provider. To prevent repeating concerns, select a reputable water damage restoration in Canada with highly trained personnel and equipped with modern tools and devices.
Conclusion
As a homeowner, you are accountable for supervising the work being done on your property. It would help if you went over entirely with the representatives of both insurance and restoration companies all the particulars of the restoration project, from insurance coverage to actual mitigation and remediation of the water damage.
Even if you need to act quickly to minimize the damage, you still need to be reasonable with your decisions and not allow the pressure to cloud your mind in choosing the very best action for your home.